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Insurance Claims

Filing an insurance claim can be a confusing process. Liberty Roofing Inc. is fully qualified to work with insurance companies to satisfy your claims for damage. We are licensed and insured, and our field estimators are trained to determine the damage to your property. We are familiar with homeowners' policies and damages typically caused by hail, wind, and storms.

It is important to contact a roofing contractor prior to an insurance adjuster evaluating your roof. A field estimator at Liberty Roofing will meet with your insurance adjuster on the roof and identify all damage for a fast and fair resolution. At Liberty Roofing, we will provide the best roof, the best installers and only use quality materials and roofing accessories.

It is our hope that this page and our process can help simplify how a claim works, and make it easier on you to go through the process. Liberty Roofing understands that a claim on your home can be stressful, and we want to do our part to relieve the headaches that can come with the process.


How Do I Know If I Have Hail Damage?

If you live in the Kansas City Metro area, we will provide a free inspection of your roof. You can contact us though our website and schedule to have one of our trained Hail Damage Roof Inspection Specialists come to your location. Our trained specialist will review your roof and property for damages caused by the hailstorm. Oftentimes, damage from a storm goes beyond just your roof, so we inspect your property's roof, gutters, and siding, as well as any other potentially damaged objects like windows, screens, and A/C units. We will then discuss the best ways for you to recover from the damage.

How Do I Start The Claim Process?

When contacting your insurance company, make sure that you have your policy number and the date of the storm. There are several ways for you to file your claim: through your local agent, online, or over the phone. Consider which option you are most comfortable with, but be sure to file as soon as you can!

What If I Have Already Contacted My Insurance Company To Inspect My Roof?

If you have already scheduled an inspection, we will work on your behalf to review the hail damage to your roof. This way, we make sure a trained professional can be there with to assist with your claim. We feel it's important that you have someone working on your side, to be certain that no damage is overlooked.

What If My Claim Was Denied?

We will still provide a complete and comprehensive inspection to help you determine if a second one is needed. It is not the position of Liberty Roofing to advise you to file a claim, but we understand that after damage has occurred you need to find the best solution that benefits you. If it is determined that a second inspection is necessary, we will work with the claims adjuster to make sure we are on site working on your behalf.

What If The Estimate Is Higher Than The Estimate Provided By the Insurance Company?

This can be a common and frustrating part of the process. When working with the insurance company on your behalf, we make sure that they cover the complete scope of work. An Insurance company will work off the depreciated value of a roof, while we work directly with them to make sure that cost of total repairs are covered, and that the job is done to meet local county and city regulations. We will submit the necessary documents directly to your insurance provider to insure any additional money needed to complete the job, guaranteeing the work is done correctly and professionally the first time.