- Be prepared: In Kansas City and other Tornado Alley towns, disaster can strike at any time. Regularly documenting the condition of your home can help you to obtain more accurate payouts from your insurance company. Try to make it a habit to photograph your roof and siding at least once per quarter. It’s also prudent to keep receipts for any maintenance or cleaning services that you have had performed on your roof. Store photographs, receipts and other relevant documents on a cloud-based service, so that they are not susceptible to storm damage or loss themselves.
- Determining damages: Before contacting your insurance company, you should first carefully document and analyze any roof damage that you believe may have been caused by a storm or tornado. If you are unsure if your roof has been damaged by hail or other storm conditions, contact a roofing contractor in Kansas City, MO to schedule an inspection. Qualified roofing professionals can advise you on the steps and costs necessary to get your home back to its prime condition.
- Learning about your coverage: It’s time to dig out your insurance policy documents, open up your reading glasses and get down to the nitty-gritty details. Educating yourself about what types of damages are covered by your policy, finding your payout caps and verifying the amounts of your deductibles are all important things to do prior to contacting your insurance company. It may also be helpful to write out an itemized summary of your coverage.
- Starting the claims process: Once you have obtained an independent analysis of the damages sustained by your roofing, you possess a confident understand of what is entailed by your policy and you have gathered the relevant documents, it’s time to file a claim with your insurance company. Depending on the insurance company you use, you may be able to file your claim online, through your local agent or over the phone. Be sure to have your policy number and the date of the storm on hand when you begin the claims filing process.
Categorised in: Roofing Contractors
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