When something goes wrong with your home, the first concern that comes up is probably the cost of repair. Hiring a contractor to repair the damage can be expensive, and the cost of materials can quickly add up. If you have home insurance, you’re probably wondering whether the repair you need is covered under your policy. Going through the process of reading through your insurance provider’s informational literature and filing a claim can be complicated and time-consuming, so you don’t want to waste any time unless you know that the repair that you need will be covered. Knowing what is and isn’t covered by your insurance will help you save time and make the most of your home insurance coverage.
Does insurance cover a leaky roof?
In many cases, your home insurance policy will cover the cost to repair a leaky roof. The best way to find out the extent of your home insurance coverage is to contact your insurance agent. They will be able to explain your policy to you and give you a better idea about what is covered. Talking to someone on the phone can also save you the time it would take to leaf through your policy.
Home insurance is usually purchased to cover damage that could be caused by natural disasters or flooding. Because of this, damage caused by heavy storms will likely be covered by your insurance. If a windstorm causes some of the shingles on your roof to blow off, it is probable that your insurance will cover the damage if you file a claim. This is because home insurance covers damage that was caused by events that were unavoidable. On the other hand, if your leaky roof is a result of poor maintenance or damage that you caused yourself, you will probably not have much luck successfully filing a claim with your insurance.
What to do when you spot a leak
Whenever you spot a leak, no matter how big or small, you should address it immediately. Try to remove any water and place a bucket or bowl below the leak to catch the drip. Allowing a leak to go unattended can lead to water damage in your home, which will only increase the amount that you might have to pay for a repair. Contact a roofing contractor who will be able to provide a roof inspection in Kansas City, MO to evaluate the damage and help you create a plan to address the issue and fix the leak.
Get professional roof repair in Kansas City, MO
At the first sign of a leak, contact a contractor who specializes in roof repair in Kansas City, MO. They will be able to determine the source of the leak and figure out the best way to address the issue. In some cases, a simple shingle repair will suffice, but sometimes a full re-roofing will be necessary. No matter what your needs may be when it comes to your roof, our team at Liberty Roofing Inc. is here to help. We are experts in providing exceptional services, quality workmanship and a superior degree of customer service. Contact us today—we would be happy to work with you!
Categorised in: Roof Repair
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